We are building a technology powerhouse for the everyday economy of tomorrow by leveraging a robust ecosystem, technology, and innovation to provide low-cost real time convenient way of managing money, making payments and receiving money for the unbanked population located in low-to-medium income countries and in the developed countries.

Our technology platform will create software and hardware solutions to accelerate financial access and usage of digital mobile devices by the unbanked young and mobile active users in these emerging economies.

To achieve this outcome, we are developing a seamless hardware and software solutions using mobile advancement in Mobile Technology, Artificial Intelligence and Disruptive Programming Applications to deliver secure, real-time, and customised digital payment solutions, super-fast and easy to integrate, built from the ground up to put you ahead.

Our flagship mobile app, the FTL Breathe™ first out of products portfolio (currently in advance development) is aimed at the financially excluded, the global migrant communities, the millennials, businesses, and institutions in these low-to-medium incomes countries.

The FTL Breathe™ will deliver significant cost saving and real-time value-added functionalities providing you, the centre of our universe the power to accelerate and be all you could ever be. To know more about our app development and roll-out plan, please click the link below.


We seek to apply innovative mobile technology to enhance and automate the delivery and usage of financial services at a faction of the current cost, in real-time, securely and at the user’s convenience. For us, it is not just about providing access but also a ...


To significantly bridge the gap between the banked and the unbanked in low-to-medium income countries and reduce the high burden of traditional banking fees. To remove logistic and administrative bottlenecks and give an almost free seamless user...

Core Value

Our core values are our DNA and defines the way we work and play. It defines what we hold dear and our belief systems. It is our culture, and it permeates all our corporate life: how we interact with our universe – users, partners, and our people...


Diversity and inclusion are a major part of our company’s mission, strategies, and practices to support a diverse global community, workplace and leverage the effects of diversity to achieve a competitive business...


We believe everyone, everywhere has the right to a life free from slavery. We will take steps to prevent modern slavery in our supply chain and business as per the requirement under Section 54 (Transparency in...


Human Trafficking is the recruitment, transportation, transfer, harbouring or receipt of people through force, fraud, or deception, with the aim of exploiting them for profit. Men, women, and children of all ages and from all...

Success Stories